Axis Bank offers many different types of debit cards, credit cards, prepaid cards, travel cards, commercial cards, etc. It also offers reward points and cashback to maximize the savings on transactions made via card. Some of the Axis Bank credit cards include the Axis Bank Neo credit Card, Axis Bank My Zone Credit Card, Flipkart Axis Bank Credit Card, IndianOil Axis Bank Credit Card, and many more. In this article, we will be discussing about Airtel Axis Credit Card.
Airtel Axis Credit Card is an exciting new credit card from Axis Bank and Airtel that offers exciting offers and benefits like domestic airport lounge access, up to 15% discount at partner restaurants, 25% cashback on recharges via Airtel Thanks App, and many more. This card is designed to give benefits to Airtel customers in the form of cashback, discounts, and vouchers not only on Airtel spends but also on other brands like Zomato, Swiggy, Bigbasket, and many more.
Features and Benefits
Mentioned below are the features and benefits of Airtel Axis Bank Credit Card:
- Welcome Benefits:
- Get an amazing gift voucher worth INR 500 on the first transaction within 30 days of issuance of the card.
- It can be availed upon successful payment of the joining fees.
- Cashback Benefits:
- Get 25% cashback up to INR 300 p.m. on Airtel mobile, DTH, Wifi, and broadband recharge via the Airtel Thanks App.
- Get a cashback of 10% on utility bill payments up to INR 300 p.m. via the Airtel Thanks app.
- Get a cashback of 10% up to INR 500 on partner brands including Swiggy, Big Basket, and Zomato.
- Get a cashback of 1% on all other retail spends.
- No cashback is earned on fuel purchases, EMI transactions, cash withdrawals, rent payments, wallet reloads, payment of credit card fees & and charges, etc.
- Dining Benefits:
- Get a discount of up to 20% at over 4000+ restaurants across the country under the Axis Bank’s Dining Delights Program.
- Travel Benefits:
- Get 4 complimentary domestic lounge access every year.
- Fuel Surcharge Waiver:
- Get a fuel surcharge waiver of 1% up to INR 500 per month on all fuel transactions between INR 400 and INR 4000.
- Spend Based Waiver:
- On spending INR 2 lakhs or more in the first year of card issuance, the annual fees of INR 500 get waived from the second year onwards.
- Airport Lounge Access:
- Get up to 4 free domestic airport lounge access with Airtel Axis Bank Credit Card.
Fees & Charges
Mentioned below are the fees to apply for Airtel Axis Bank Credit Card:
| Particulars | Charges |
| Joining Fee | INR 500 |
| Annual Renewal Fee | INR 500 |
| Spend INR 2 Lakhs in a Year | Annual Renewal Fee will be Waived Off |
| Add-on Card Fee | NIL |
| Card Replacement Charges | INR 100 |
| Cash Payment Charges | INR 100 |
| Finance Charges | 3.6% per month or 52.86% per annum |
| Late Payment Charges | – NIL is the total amount less than INR 500. – Pay up to INR 500 for amounts between INR 501 to INR 5000. – For payment amounts between INR 5001 to INR 10,000 a late payment fee of INR 750 is charged. – If the amount is greater than INR 10,000 then you need to pay up to INR 1200. |
| Cash Withdrawal Fee | INR 500 up to 2.5% of the Withdrawal Amount |
| Foreign Currency Transaction Fee | 3.50% of the Transaction Amount |
Documents Required
Mentioned below is the list of documents required to apply for Airtel Axis Bank Credit Card:
- PAN Card Photocopy
- Coloured photograph
- Latest Payslip/ Bank Statement/ Form 16/ IT Return copy as Income Proof
- Residence Proof (Any one of the following):
- Passport
- Driving License
- Voter ID Card
- Aadhar Card
- Identity Proof (Any one of the following):
- Passport
- Driving License
- Voter ID Card
- Aadhar Card
- PAN Card
Eligibility Criteria
Mentioned below are the eligibility criteria to apply for Airtel Axis Bank Credit Card:
- The minimum age of the applicant should be 18 years.
- The maximum age of the applicant should be 70 years.
- The applicant should be an Indian Resident.
- The applicant should have a stable source of income.
- The minimum CIBIL score must be 750 or above.
Value Charts
Mentioned below is the value chart for Airtel Axis Bank Credit Card on INR 2 lakh annual spends:
| S.No | Category | Benefit | Annual Spends | Benefits in INR |
| 1 | Activation Benefit | 500 | 500 | |
| 2 | Airtel BillPay & Recharge | 25% | 14,400 | 3,600 |
| 3 | Non-Telecom Spends via Airtel Thanks App | 10% | 36,000 | 3,600 |
| 4 | Purchase From Swiggy | 10% | 15,000 | 1,500 |
| 5 | Purchase From BigBasket | 10% | 15,000 | 1,500 |
| 6 | Purchase from Zomato | 10% | 15,000 | 1,500 |
| 7 | Fuel Surcharge Waiver | 1% | 20,000 | 200 |
| 8 | Other Spends | 1% | 84,600 | 846 |
| 9 | Airport Lounge Access | 4000 | ||
| Total Annual Spends | INR 17,246 |
How to Apply for an Airtel Axis Bank Credit Card?
Mentioned below are the steps to apply for Airtel Axis Bank Credit Card:
Step 1: Download the Airtel Thanks App on your smartphone.
Step 2: Launch the app using the registered mobile number.
Step 3: Enter theOTP received on the registered mobile number for verification purposes.
Step 4: Click on “Credit Card”, then on “Airtel Axis Bank Credit Card”.
Step 5: Click on “Apply Now” to proceed further.
Step 6: Enter your name, mobile number, and other required details.
Step 7: Upload documents for KYC purposes, like Aadhar cards, or PAN cards for verification purposes.
Step 8: Click on Submit.
An SMS will be received regarding the update of the credit card application. Meanwhile, one can track the Axis Bank credit card application status on the Airtel Thanks App. Open the app, and click on Credit Cards to check the application status. In case the same has been approved, it will show online, and also the bank will inform you of the same.
Different Options to Make Airtel Axis Bank Credit Card Bill Payment
Mentioned below are the different modes to make the Airtel Axis Bank Credit Card Bill Payment:
- Axis Net Banking
- Axis Mobile App
- NACH Facility
- NEFT
- RTGS
- Cash Payments
- Cheque Payments
- Billdesk
- Gpay, PayTm, Amazon Pay
